SEM Wealth Management provides investment management and financial planning services to individuals, retirement plans, trusts, and businesses nationwide, often working alongside independent financial advisors. Founded in 1992 and based in Tucson, Arizona and New Kent, Virginia, the firm manages portfolios using three main program categories: Tactical (utilizing technical analysis and daily monitoring), Dynamic (using economic models and monthly monitoring), and Strategic (employing a blend of strategic and dynamic models with quarterly monitoring). Portfolios are constructed using a mix of mutual funds, exchange-traded funds, stocks, and other assets tailored to client goals and risk tolerance. Strategic Equity Management also offers financial planning services covering various aspects of a client's financial life, available as a standalone service or alongside investment management. The firm emphasizes quantitative and technical analysis in its investment strategies, focusing on disciplined asset allocation and systematic risk management.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.12% |
| $250K - $500K | 1.05% |
| $500K - $1.0M | 0.97% |
| $1.0M - $1.5M | 0.90% |
| $1.5M - $2.0M | 0.82% |
| $2.0M - $4.0M | 0.75% |
| $4M+ | 0.67% |
Rates shown are for Tactical programs (SEM fee only). Dynamic programs start at 0.75% and scale down to 0.45%. Strategic programs charge a flat 0.50%. Referring financial advisors may add up to 1.12%, subject to a maximum total annual fee of 2.25%.