Intrepid Financial Planning Group provides discretionary investment management services to individuals, families, trusts, and business entities. The firm builds customized portfolios using a mix of exchange-traded funds, mutual funds, individual stocks, and bonds, relying on modern portfolio theory, strategic asset allocation, and fundamental and technical analysis. Client portfolios are held at Charles Schwab as the primary custodian. The firm does not require a minimum dollar amount to open an account, though it offers two specific fee programs depending on account size and preference for individual stocks. Representatives of the firm, many of whom are practicing accountants, assist with client service and reviews while Intrepid Financial Planning Group handles portfolio construction and management. The firm does not provide standalone financial planning, tax return preparation, legal document drafting, or insurance products.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $25K | 2.00% |
| $25K - $100K | 2.00% |
| $100K - $200K | 1.50% |
| $200K - $500K | 1.25% |
| $500K - $1.0M | 1.00% |
| $1.0M - $2.0M | 0.90% |
| $2.0M - $3.0M | 0.80% |
| $3M+ | 0.80% |
Rates reflect Program I. Program II has a higher minimum account size of $250,000 with rates starting at 1.40%. Fees are negotiable for accounts over $3,000,000.