Loyd Financial Management, Inc. provides comprehensive financial planning and investment management services primarily to individuals, high net worth individuals, and charitable organizations. Founded in 1998 and led by Donald P. Loyd, a Certified Financial Planner, the firm offers guidance covering financial objectives, cash flow management, tax planning, insurance reviews, retirement planning, and estate planning. Loyd Financial utilizes a Turnkey Asset Management Platform provided by Focus Partners Advisor Solutions and recommends holding client accounts at Charles Schwab. The firm operates on a non-discretionary basis, meaning clients must approve investment recommendations before trades are executed. Loyd Financial also manages legacy assets, 529 college savings accounts, and variable annuities at no additional cost for clients who maintain managed portfolios on the platform.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 0.95% |
Advisory fees range between 0.30% and 0.95% for platform portfolios, and between 0.45% and 0.95% for the non-SA platform, depending on services performed and assets under management. Fees are negotiable in the firm's sole discretion.