David W. McKinlay is an independently owned registered investment advisor based in Denver, Colorado, providing personalized investment management services since 1981. The firm actively manages portfolios consisting of stocks, bonds, mutual funds, exchange-traded funds, real estate, and commodities, tailored to each client's specific goals and risk tolerance. David W. McKinlay focuses on long-term investment strategies and takes a defensive approach to protect assets during market volatility. While the firm does not provide comprehensive financial planning in-house, outside specialists may be contracted for certain tasks. Clients maintain their funds with Charles Schwab & Co., Inc. as a qualified custodian, where David W. McKinlay exercises discretionary authority to execute trades without asking first.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 1.50% |
| $100K - $500K | 1.00% |
| $500K - $1.0M | 0.80% |
| $1.0M - $2.0M | 0.75% |
| $2M+ | 0.70% |
Fees are negotiable. Cash-only accounts are charged 0.25%. Multiple accounts can be aggregated to achieve cost savings.