5T Wealth manages investment portfolios and offers comprehensive wealth management, financial planning, and family office services. 5T Wealth primarily serves business owners, retirees, family trusts, charitable trusts, and individuals across the United States. The firm focuses on active portfolio management, true diversification across traditional and alternative asset classes, and risk mitigation rather than traditional buy-and-hold strategies. In addition to investment management, 5T Wealth collaborates with clients' outside attorneys and accountants to provide holistic guidance on personal finances, cash flow, tax strategies, retirement planning, estate planning, real estate, and private foundations. 5T Wealth also offers advisory services for variable annuity contracts.
Fee Structure
5T Wealth charges a percentage of your portfolio each year for investment management. For variable annuity advisory services, the firm charges a flat annual rate of 1.00% of the assets in the contract. For standard investment management, the brochure references predefined tiers and examples such as an effective fee of 1% on a $2,000,000 account, but does not disclose a complete, explicit tier-by-tier AUM fee schedule in the text. Fees are generally debited directly from your accounts quarterly on a pro-rata basis.