Partners Capital Management, INC.

Partners Capital Management is a registered investment advisor founded in 1990 and based in Colorado Springs, Colorado. The firm offers personalized financial planning and investment management services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. Partners Capital Management operates on a fee-only basis, meaning they do not sell commissioned products or accept finder's fees, ensuring advice is unbiased and centered on client needs. Their comprehensive services include cash flow management, tax planning, insurance reviews, retirement planning, estate planning, and education funding. Investment advice is closely integrated with overall financial planning, with client portfolios primarily utilizing no-load or low-load mutual funds, exchange-traded funds, equities, and fixed-income securities. Clients maintain control of their assets through third-party custodians, while Partners Capital Management executes trades and implements strategies on a non-discretionary basis under a limited power of attorney. The firm is led by principals Stephen R. Moore and Ellen J. Powers.