Lucien, Stirling & Gray Advisory Group has been offering investment advisory services since 1992. The firm helps individuals, corporations, trusts, and retirement plans manage their wealth primarily through mutual fund portfolios and asset allocation models. Lucien, Stirling & Gray Advisory Group provides both supervisory accounts, where advisors give continuous tailored investment advice, and non-supervisory accounts, where clients choose to follow specific investment models that mirror pre-determined allocations. The firm emphasizes a long-term, buy-and-hold philosophy using registered investment companies such as mutual funds, variable annuities, and variable life insurance. In addition to ongoing portfolio management, the firm offers hourly consultations and specialized reports on specific securities. Lucien, Stirling & Gray Advisory Group acts as a fiduciary for retirement accounts and employee benefit plans governed by federal retirement plan rules.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.50% |
| $1.0M - $2.0M | 1.25% |
| $2.0M - $5.0M | 1.00% |
| $5.0M - $8.0M | 0.80% |
| $8.0M - $12.0M | 0.60% |
| $12.0M - $15.0M | 0.50% |
| $15M+ | 0.40% |
Discounts apply to households with assets meeting specific custodian and billing criteria. Fees are generally not negotiable.