ElderAdo Financial is a registered investment advisor founded in 1998, based in Montrose, Colorado. The firm provides personalized financial planning and investment management services to individuals, high-net-worth individuals, charitable organizations, foundations, endowments, and trusts. ElderAdo Financial helps clients identify financial objectives, manage cash flows, review insurance policies, fund education, and plan for retirement. The advisory process involves gathering relevant client information, evaluating risk tolerance, and tailoring portfolios to match specific goals. ElderAdo Financial offers three primary service agreements: an asset management program that includes financial planning, a financial planning retainer agreement for ongoing services, and a comprehensive or modular financial planning agreement. The firm manages accounts on a discretionary basis, meaning they make trading decisions on behalf of clients according to agreed-upon objectives. ElderAdo Financial does not use wrap fee programs and emphasizes a fiduciary commitment to act in the best interest of clients.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.00% |
| $500K - $1.0M | 0.85% |
| $1.0M - $2.0M | 0.75% |
| $2.0M - $5.0M | 0.70% |
| $5.0M - $10.0M | 0.65% |
| $10.0M - $20.0M | 0.60% |
| $20M+ | 0.60% |
Fees may be negotiated per advisor discretion. Subject to a $250 monthly minimum per household. Accounts of $20,000,000 and up are negotiable.