David De Koekkoek provides financial planning and investment advice to individuals, trustees, estates, trusts, and charitable organizations. He focuses on retirement planning, transitioning into retirement, and cash flow management. David's investment strategy is usually long-term, using mutual funds, ETFs, and individual stocks and bonds. Clients can choose their own brokers, but Schwab Institutional and National Life Insurance Company are often recommended.
Fee Structure
Continuing advisory clients are charged an annual account maintenance fee based on the number and size of the accounts involved. This fee covers maintenance of client account and records, maintaining cash flow as needed, required minimum distribution calculations and recommendations, and answering basic questions about accounts. Account setups, transfer of accounts, and full allocation reviews will be charged at the hourly rate.
David charges up to $300 per hour for financial planning and investment advice, depending on the complexity of your situation. Clerical costs are billed at $50 per hour. Together you and David will determine how many hours of financial counseling/advice you will need.