Affiance Financial is a registered investment advisor that offers discretionary and non-discretionary investment management, broad-based financial planning, and retirement plan consulting. Founded in 2000 and based in St. Louis Park, Minnesota, the firm tailors its services to individual client goals using fundamental analysis and a top-down macroeconomic approach. Affiance Financial manages various portfolio strategies, including core-satellite, index select, core, prime, socially responsible portfolios, and alternative investments for qualified clients. In addition to managing portfolios, the firm offers comprehensive financial planning covering cash flow, insurance, employee benefits, taxes, retirement, college savings, and estate planning. Affiance Financial primarily recommends Charles Schwab as a custodian and broker for client assets.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.50% |
| $500K - $1.0M | 1.25% |
| $1.0M - $2.5M | 1.10% |
| $2.5M - $5.0M | 1.00% |
| $5M+ | 0.85% |
529 plan assets are charged up to 0.50%. Fees are negotiable.