Pension Consultants, Inc. primarily focuses on providing advisory services to retirement plan sponsors and individual participants holding assets in retirement plans, alongside individual consulting services such as Retirement Complete and As Needed services. For retirement plans, Pension Consultants offers services like Performance-Driven Retirement Plan Management, investment lineup management, fee monitoring, and participant guidance. For individual clients, the firm offers RetireAdvisers Consulting Services which include investment management and personalized retirement planning guidance. The firm helps clients build diversified portfolios using mutual funds, exchange-traded funds, individual stocks and bonds, certificates of deposit, and annuities. Pension Consultants emphasizes tailoring services to individual needs and offers both discretionary and non-discretionary management options.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 0.13% |
| $500K - $1.0M | 0.60% |
| $1.0M - $1.5M | 0.50% |
| $1.5M - $2.0M | 0.40% |
| $2.0M - $2.5M | 0.40% |
| $2.5M - $3.0M | 0.30% |
| $3.0M - $4.0M | 0.15% |
| $4M+ | 0.05% |
Fees are billed quarterly in advance. A minimum annual fee of $6,500 applies.