Lauterbach Financial Advisors manages investment portfolios and provides financial consulting for individuals, trusts, retirement plans, and small businesses. The firm builds long-term investment strategies based on Modern Portfolio Theory, focusing on broad diversification, low costs, and asset allocation rather than market timing. Lauterbach Financial Advisors primarily recommends passively managed mutual funds, such as Dimensional Fund Advisors funds, along with individual bonds and equities when appropriate. In addition to investment management, the firm consults on income and estate taxes, business sales, education funding, retirement planning, and insurance analysis. Lauterbach Financial Advisors coordinates with independent managers for certain fixed income and equity portfolios and maintains affiliations with an accounting firm to offer comprehensive services.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.25% |
| $500K - $2.0M | 0.90% |
| $2.0M - $5.0M | 0.70% |
| $5.0M - $10.0M | 0.60% |
| $10.0M - $20.0M | 0.50% |
| $20M+ | 0.40% |
Fees and fee minimums may be negotiable. Related family accounts may be aggregated. Certain independent managers charge separate, distinct fees.