O'Brien and Associates, Inc. offers personalized investment management services to individuals, trusts, and charitable organizations. Established in 1994 and led by Valerie Ehler, the firm builds tailored investment portfolios based on each client's specific financial goals, investable assets, tax situation, and risk preferences. O'Brien and Associates primarily recommends mutual funds, while also advising on exchange-traded funds, insurance products like variable annuities and life insurance, certificates of deposit, and real estate investment trusts. All investment management services are provided on a non-discretionary basis, meaning the firm must obtain your approval before executing any trades in your account. The firm operates on a fee-only basis, is legally required to act in your best interest as a fiduciary, and has no account minimums.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.25% |
| $500K - $1.0M | 1.00% |
| $1.0M - $2.0M | 0.80% |
| $2M+ | 0.60% |
Fees are negotiable. Assets exclude non-managed assets held in a managed account.