Lager & Company provides fee-based investment advisory services for retail stock market investors and company retirement plan participants. Based in Golden Valley, Minnesota, the firm has been in business since 2012 and is led by Fredric John Lager. Lager & Company offers personalized portfolio management services on a non-discretionary basis, meaning the firm provides continuous investment advice and rebalances portfolios only after receiving client approval for each transaction. In addition to portfolio management, the firm offers portfolio consulting services that involve reviewing accounts such as 401(k) plans and recommending asset allocations without managing the underlying funds directly. The firm primarily recommends mutual funds and exchange-traded funds, using technical and fundamental analysis to build long-term and short-term investment strategies tailored to each client's specific financial situation, risk tolerance, and time horizon.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.25% |
| $500K - $1.0M | 1.00% |
| $1M+ | 0.50% |
Fees are negotiable depending on individual client circumstances. Older client relationships may be subject to different fee schedules and account minimums. Alternatively, clients can elect a quarterly fixed fee of $500, not to exceed $2,000 annually, instead of the asset-based fee.