Financial Management Services (FMSI) offers financial analysis and consulting to moderate-sized financial institutions and municipalities. FMSI provides independent, objective financial analytics for the entire balance sheet, including quarterly balance sheet analysis and monthly information. FMSI assists clients in managing their net interest margin, interest rate, and liquidity risk.
Fee Structure
FMSI does not manage funds directly. They provide advice to clients on balance sheet management, including investment portfolio analysis, to maximize earnings while managing risk. The annual advisory service fee is either a percentage of the client's total assets or a fixed monthly fee. The typical fee ranges from 0.04% to 0.07% of total assets or a fixed fee ranging from $40,000 to $150,000 per year, depending on the size and complexity of the institution. The specific fee is negotiated and customized for each client.