Vicus Capital is a registered investment advisor that provides a wide array of investment management strategies, financial planning, and consulting services to individuals, businesses, trusts, and retirement plans. Founded in 1978 and operating under its current name since 2015, Vicus Capital works through a network of investment advisor representatives who help clients establish customized portfolios. The firm offers several divisions of services, including custom equity and fixed-income strategies, tactical asset allocation, digital advice platforms, fee-based annuities, 529 college savings programs, and retirement plan consulting for employers. Clients can choose between discretionary and non-discretionary management, where Vicus Capital handles portfolio trades or consults before making changes. Portfolios are typically custodied at major brokerage firms such as Fidelity or Charles Schwab. In addition to investment management, Vicus Capital provides personalized financial planning covering retirement projections, tax strategies, and estate planning, delivered on a fixed fee, hourly, or ongoing retainer basis.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.50% |
| $250K - $500K | 1.30% |
| $500K - $1.0M | 1.30% |
| $1.0M - $2.0M | 1.00% |
| $2.0M - $4.0M | 1.00% |
| $4M+ | 1.00% |
Fees vary by specific investment strategy and advisor negotiation. Household accounts may qualify for blended fee schedules.