Advitica Financial Planning is a registered investment advisor based in Tenino, Washington, originally founded in 1996. The firm is wholly owned by Thomas B. McLean, Jr. and offers personalized investment management and financial planning services. Advitica emphasizes an evidence-based approach using Modern Portfolio Theory, focusing on low-cost investment vehicles such as no-load mutual funds, exchange-traded funds, and certificates of deposit. The firm provides comprehensive ongoing financial planning, portfolio management, hourly financial planning consultations, and complimentary educational seminars. Services cover cash flow analysis, tax planning, retirement planning, charitable gift planning, insurance reviews, and estate planning coordination. Advitica operates on a fee-only basis and manages accounts on a discretionary basis, meaning they make trades on your behalf based on a mutually agreed-upon investment policy statement. The firm serves individuals and families seeking tailored, ongoing advice or targeted project-based consulting.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 0.90% |
| $1.0M - $2.0M | 0.80% |
| $2.0M - $3.0M | 0.60% |
| $3M+ | 0.40% |
Fees are negotiable based on scope and complexity. Household accounts may be combined to reach lower fee breakpoints.