Preferred Retirement Options refers clients to third-party investment advisors like Matson Money. They help clients complete paperwork, provide ongoing service, update the third-party advisor with client changes, and review quarterly statements. They also offer personalized financial planning, including help with financial objectives, cash flow, tax planning, insurance, investments, education, retirement, and estate planning. The firm also sells insurance products, which creates a conflict of interest.
Fee Structure
Preferred Retirement Options refers clients to Matson Money, who manages the investments. Preferred Retirement Options receives a portion of the advisory fee that Matson Money charges, generally between 0.25% and 0.99% of your portfolio, charged quarterly in advance. Matson Money deducts the fee and pays it to Preferred Retirement Options. Clients also pay fees embedded in the mutual funds used by Matson Money. Lower fees may be available elsewhere.