Preferred Retirement Options acts as a secondary advisor that connects clients with third-party investment managers, currently utilizing Matson Money. Preferred Retirement Options helps gather client information, determines risk profiles, assists with asset allocation, and provides ongoing annual reviews and workshops. In addition to investment coordination, Preferred Retirement Options offers personal financial planning covering areas such as cash flow management, tax strategies, retirement planning, insurance reviews, and estate planning. The firm also offers a portfolio analysis service called Financial MRI. Several representatives of Preferred Retirement Options are licensed insurance agents and may offer insurance products for a commission, creating a conflict of interest that clients can avoid by purchasing insurance elsewhere. The firm does not have discretionary authority over trading, meaning they do not make trades without client approval or through the primary investment manager.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 0.99% |
Fees generally range from 0.25% to 0.99% of assets under management, charged quarterly in advance. Clients also pay underlying fund-related fees and expenses.