Key Financial provides comprehensive financial planning and investment management services tailored to individual needs, goals, and objectives. Key Financial focuses on aligning investment strategies with long-term financial outcomes, offering services on both a discretionary and non-discretionary basis. The firm's process typically begins with an initial financial plan covering cash flow, retirement projections, tax analysis, estate planning, and insurance reviews. Clients who choose ongoing services receive continuous portfolio monitoring and investment management bundled with financial planning. Key Financial primarily utilizes open-end mutual funds and exchange-traded funds, implementing a long-term, diversified buy-and-hold strategy based on modern portfolio theory. In addition to investment management, Key Financial offers specialized guidance, modular estate and retirement planning, and help with outside accounts. Patricia Clark Brennan is the sole owner and Chief Executive Officer of the firm, which manages billions of dollars in client assets.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.50% |
| $250K - $500K | 1.20% |
| $500K - $1.0M | 1.00% |
| $1.0M - $1.5M | 0.90% |
| $1.5M - $2.0M | 0.85% |
| $2.0M - $2.5M | 0.75% |
| $2.5M - $5.0M | 0.65% |
| $5M+ | 0.50% |
Rates shown are for discretionary accounts. Non-discretionary accounts range from 0.75% to 1.75%. Fees are negotiable.