L&L Financial Services, LLP provides continuous investment supervisory services, personal financial planning, and asset management through partnerships with third-party managers like Savant Wealth Management. The firm primarily advises on variable annuities and mutual fund shares, utilizing long-term investment strategies based on Modern Portfolio Theory. L&L Financial Services works with individuals, high-net-worth clients, trusts, estates, and business entities, helping them build diversified portfolios and plan for retirement. Additionally, several of the firm's advisors are certified public accountants and insurance-licensed professionals, allowing them to coordinate investment strategies with tax and insurance considerations.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.25% |
| $500K - $1.0M | 1.10% |
| $1.0M - $3.0M | 1.00% |
| $3.0M - $10.0M | 0.80% |
| $10M+ | 0.60% |
Fees are negotiable and billed quarterly in arrears. Accounts under $150,000 are subject to a minimum annual fee of $2,000. Retirement plan services follow a separate fee schedule with a $3,000 minimum annual fee.