Equity Advisors of Kentucky offers comprehensive financial planning, investment management, and income tax preparation services. The firm takes a holistic approach, integrating budgeting, cash flow analysis, retirement planning, estate planning, insurance recommendations, college funding, and business operations consulting to help clients grow their overall financial health. Equity Advisors of Kentucky operates primarily on a non-discretionary basis, meaning client approval is required before any trades are executed. Investment strategies focus on strategic asset allocation, market segment targeting, portfolio diversification, and tax-efficient investing, utilizing mutual funds, exchange-traded funds, stocks, and alternative investments. The firm also provides separate business consulting and tax preparation services. Equity Advisors of Kentucky generally requires a minimum account size of $400,000, subject to a minimum annual fee of $5,000.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $400K | 1.25% |
| $400K - $1.0M | 1.30% |
| $1.0M - $2.5M | 1.00% |
| $2.5M - $5.0M | 0.90% |
| $5.0M - $7.5M | 0.70% |
| $7.5M+ | 0.60% |
Fees are quoted as annual fees and paid quarterly in advance. Alternative performance-based fee options (Alternative 1 with 5% appreciation and Alternative 2 with 10% appreciation) are available for qualified clients in exchange for lower fixed rates. Fees are negotiable.