Balance Financial Services provides personalized, non-discretionary investment management services to individuals and profit-sharing plans. Founded in 1987 and based in Barrington, Illinois, the firm focuses primarily on no-load mutual funds, employing a strategic asset allocation strategy with a core-and-satellite approach using index funds and actively managed funds. In addition to managing investments, Balance offers general financial planning, tax, and estate planning consultations. The firm operates strictly on a fee-only basis, meaning it does not accept commissions, finder's fees, or third-party payments. All client assets are held independently at Charles Schwab, and Balance executes trades under a limited power of attorney with client approval for each transaction.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 0.65% |
| $1M+ | 0.50% |
Fees are negotiable and current client relationships may exist with higher or lower rates.