Celtic Capital Corporation

Celtic Capital Corporation is an advisory firm founded in 1996 and based in Bellaire, Texas. The firm provides personal financial planning and investment management services to individuals, families, trusts, estates, and small business owners. Celtic Capital Corporation focuses on a holistic approach, helping clients define financial objectives and develop strategies covering cash flow management, tax planning, risk management, education funding, retirement planning, estate planning, and business succession. Investment management is offered as part of an ongoing financial planning relationship rather than as a standalone service. The firm operates on a fee-only basis, meaning compensation comes solely from direct client fees without commissions, product sales, or referral kickbacks. Assets are held with an independent custodian, Charles Schwab Corporation. The firm is led by John Frank Hinrichs, who is a Certified Financial Planner, tax attorney, and mediator.