A & C Investment, INC.

A&C Investment, Inc. is a small, family-focused registered investment advisor based in Salt Lake City, Utah, owned and operated exclusively by John Freed. The firm primarily serves extended family and friends, managing diversified mutual fund portfolios tailored to individual long-term objectives. Portfolio management services focus heavily on mutual funds and exchange-traded funds, and are typically conducted on a non-discretionary basis, meaning John Freed reviews all investment recommendations with clients before making trades. In addition to investment management, A&C Investment offers financial planning services covering retirement planning, budgeting, college funding, cash flow planning, estate plan assistance, and general tax planning. The firm maintains no active advertising and rarely accepts new clients due to its small, one-person structure. Client assets are held at qualified custodians such as Charles Schwab & Co., Inc.