Heffernan Advisory, INC.

Heffernan Advisory provides customized investment advisory services, including Investment By Design, an asset management program, and financial planning and consulting. They determine suitable model portfolios based on client information and can customize allocations. Heffernan Advisory primarily uses mutual funds and ETFs, managing accounts on a discretionary basis. They also offer financial planning covering investments, retirement, asset allocation, and estate planning. Heffernan Advisory may recommend other professionals, but clients have discretion over implementation decisions.