Clearwater Advisors is an investment advisory firm founded in 2001 that specializes in fixed income investing for separately managed accounts. Clearwater Advisors serves corporate cash portfolios, state and local governments, school districts, insurance companies, endowments, foundations, trusts, family offices, credit unions, corporate pension plans, and high-net-worth individuals. The firm utilizes a top-down, relative value approach focused on security selection, economic analysis, yield curve analysis, and risk management while minimizing transaction costs and maximizing liquidity. Clearwater Advisors utilizes proprietary software through Clearwater Analytics to provide daily account transparency, compliance, risk, and performance reports. The firm manages assets on both a discretionary and non-discretionary basis.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 0.40% |
Management fees typically range between 0.1% and 0.40% of the value of your portfolio and are negotiable based on the amount of assets, account nature, and specific investment guidelines.