Lutz Financial is a wealth management firm that offers personalized investment advisory services, retirement plan consulting, and financial planning. The firm manages investment portfolios using mutual funds, exchange-traded funds, individual bonds, and Dimensional Fund Advisors funds. Lutz Financial builds customized asset allocations based on each client's specific financial goals and risk tolerance, providing ongoing portfolio monitoring and rebalancing. For clients who prefer a digital experience without ongoing planning, Lutz Financial offers an automated investment program. Additionally, the firm provides standalone financial planning and consulting covering areas such as estate planning and insurance analysis. Lutz Financial often works in conjunction with its certified public accounting affiliate to coordinate tax and accounting considerations for mutual clients.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.0M | 0.75% |
| $2.0M - $5.0M | 0.60% |
| $5.0M - $10.0M | 0.45% |
| $10.0M - $25.0M | 0.40% |
| $25M+ | 0.30% |
Fees are negotiable. The automated investment program charges a flat 1.00% annual fee.