KCPAG Financial Advisors is an independent registered investment advisor providing personalized investment management, financial planning, and consultations. KCPAG Financial Advisors helps clients set long-term financial goals through asset allocation, risk management, and retirement planning. The firm also offers specialized programs through third-party money managers such as Symmetry Partners and Bellatore Financial, providing diversified portfolios that range from traditional mutual funds and exchange-traded funds to separately managed accounts. Additionally, KCPAG Financial Advisors provides consulting services to employer-sponsored retirement plans. Because KCPAG Financial Advisors is affiliated with an accounting firm and an insurance agency, clients have access to coordinated tax and insurance services, though they are never obligated to use affiliated providers.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.00% |
| $250K - $750K | 0.90% |
| $750K - $2.0M | 0.80% |
| $2.0M - $3.0M | 0.70% |
| $3.0M - $5.0M | 0.60% |
| $5.0M - $10.0M | 0.50% |
| $10.0M - $25.0M | 0.40% |
| $25M+ | 0.30% |
Fees are negotiable based on client type, complexity, and total assets. Other third-party program schedules apply for Symmetry, Bellatore, and American Funds.