Terry Peschl & Associates is a registered investment advisor based in Watertown, South Dakota, operating since 1987. The firm offers comprehensive financial planning and wealth management services, and helps clients select third-party money managers to actively manage their investment portfolios. Rather than managing individual securities directly, Terry Peschl & Associates focuses on understanding client goals, assessing risk tolerance, developing strategic asset allocation frameworks, and monitoring third-party managers to ensure continued alignment with client objectives. The firm also provides employer retirement plan services. Clients receive personalized advice tailored to their financial situations, with regular annual reviews and ongoing support.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $200K | 2.00% |
| $200K - $500K | 1.50% |
| $500K - $1.0M | 1.25% |
| $1.0M - $2.5M | 1.00% |
| $2.5M - $5.0M | 0.70% |
| $5.0M - $7.5M | 0.60% |
| $7.5M - $10.0M | 0.50% |
| $10.0M - $12.5M | 0.40% |
| $12.5M - $15.0M | 0.30% |
| $15M+ | 0.25% |
Fees are based on aggregate asset value and billed monthly or quarterly in arrears depending on the third-party manager utilized.