Aspen Wealth Planners is a registered investment advisor founded in 2012 by Shanda Sullivan, a Certified Financial Planner. The firm offers comprehensive financial planning, portfolio management, and hourly consulting services to individuals and high-net-worth clients. Portfolio management services are provided on a non-discretionary basis through Schwab Institutional, meaning Aspen Wealth Planners must get client approval before executing any trades. The firm focuses on fundamental analysis and primarily recommends no-load mutual funds, exchange-traded funds, U.S. government securities, bonds, and certificates of deposit. Aspen Wealth Planners operates as a fee-only firm, meaning they do not accept commissions, sales loads, or third-party referral fees, ensuring their advice is objective and aligned with client interests.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1000K | 0.90% |
| $1M+ | 0.20% |
Rates reflect the standalone Investment Management Agreement. The firm also offers a Retainer Agreement that bundles planning and investment management at higher percentage rates (1.00% up to $1M, dropping to 0.30% above $1M with a $25,000 annual minimum fee).