Guardian Wealth Management, LLC offers personalized asset management and financial planning services to individuals and high-net-worth clients. Founded in 1997 and based in Chattanooga, Tennessee, the firm builds customized portfolios primarily using exchange-traded funds and mutual funds, reviewing and rebalancing accounts quarterly. Guardian Wealth Management's financial planning and consulting services cover retirement planning, estate planning, tax planning, education funding, insurance analysis, real estate evaluation, and debt analysis. The firm primarily follows Modern Portfolio Theory to construct diversified portfolios tailored to each client's specific goals and risk tolerance. Guardian Wealth Management acts as a fiduciary, legally bound to put clients' best interests first.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.50% |
| $250K - $500K | 1.25% |
| $500K - $1.0M | 1.00% |
| $1.0M - $2.0M | 0.75% |
| $2M+ | 0.75% |
Fees are negotiable for accounts over $2,000,000. Employees and their families may qualify for reduced fees.