Pacific Horizon Investment Management provides investment management services, charging fees based on the value of your portfolio at the end of each quarter. They use a global asset allocation strategy, investing in equity, fixed income, real estate, commodities, and currencies worldwide, primarily through Exchange Traded Funds and no-load mutual funds. Clients receive at least one personal review of their investment accounts per year to discuss any changes in their personal situations and make adjustments to their portfolios.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.0M | 1.00% |
| $2.0M - $5.0M | 0.85% |
| $5.0M - $10.0M | 0.70% |
| $10.0M - $15.0M | 0.50% |
| $15M+ | 0.45% |
Fees are generally not negotiable, but may be depending on the client's needs and complexity of the situation. Individual bond balances do not count towards equity and balanced breakpoints. Fixed income individual bond fees: $500,000 - $1,000,000: 0.60% per year; $1,000,001 - $2,000,000: 0.40% per year; $2,000,001 - $5,000,000: 0.25% per year; $5,000,001 +: Negotiable