Demming Financial Services Corporation is a registered investment advisor established in 1981 that helps clients manage their wealth through investment portfolio oversight and financial planning. The firm builds tailored portfolios using individual stocks and bonds, mutual funds, exchange-traded funds, and independent money managers. They also assist clients with private investments when appropriate. Alongside investment management, Demming Financial Services Corporation offers a wide range of consulting and planning services covering retirement, business strategy, cash flow forecasting, estate planning, insurance needs, and charitable giving. Clients can hire the firm for standalone financial planning or combine it with ongoing portfolio management. The team works closely with each client to create a personalized investment policy statement that reflects their specific goals, timeline, and comfort with risk, while maintaining the authority to make trades on their behalf.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.5M | 0.85% |
| $2.5M - $5.0M | 0.75% |
| $5.0M - $7.5M | 0.50% |
| $7.5M+ | 0.50% |
Fees for amounts above $7,500,000 are negotiable. Fees may also be negotiated based on anticipated future assets, account composition, and other factors.