Chesapeake Financial Advisors is a registered investment advisor based in Towson, Maryland, offering personalized financial planning and investment management services. Founded in 1998, Chesapeake Financial Advisors helps clients define financial objectives and develop strategies for reaching them, covering cash flow and budget management, tax planning, debt reduction, insurance reviews, education funding, retirement planning, charitable goals, special needs planning, family business succession, and estate planning. The firm operates as a fee-only practice, meaning compensation comes solely from direct client fees rather than commissions on financial products like insurance or mutual funds. Investment strategies focus on strategic asset allocation utilizing stocks, bonds, no-load mutual funds, and exchange-traded funds, with portfolios globally diversified. Chesapeake Financial Advisors also coordinates with other professionals such as lawyers and accountants on an as-needed basis to support comprehensive client service.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.50% |
| $500K - $1.0M | 1.25% |
| $1.0M - $3.0M | 1.00% |
| $3.0M - $5.0M | 0.75% |
| $5M+ | 0.50% |
Fixed income portfolios are charged 0.70%. All fees and the minimum annual fee are negotiable.
