Northern Financial Advisors, INC

Northern Financial Advisors offers comprehensive financial services tailored to individuals and families, including holistic financial planning, tax planning and preparation, risk management, retirement planning, and investment management. The firm uses a proprietary investment approach called Functional Asset Allocation, which focuses on aligning portfolios with each client's unique life circumstances, tax situation, and goals rather than solely reacting to broad economic trends. Northern Financial Advisors operates on a fee-only model, meaning compensation comes directly from client fees rather than commissions or product sales. The firm provides services through different retainer models, including standard retainers for comprehensive needs, spark retainers designed for young professionals, and asset management retainers for ongoing portfolio supervision. Additionally, Northern Financial Advisors may recommend unaffiliated third-party sub-advisors for specialized portfolio management when appropriate.