Beacon Financial Planning is an investment advisory and financial planning firm that helps individuals, families, and businesses build and manage their wealth. The firm focuses on evidence-based investment strategies using low-cost mutual funds and exchange-traded funds, tailored to each client's specific goals and risk tolerance. In addition to managing investment portfolios, Beacon Financial Planning offers holistic guidance covering retirement planning, tax strategies, cash flow management, insurance reviews, education funding, and estate planning. The team works closely with clients to develop personalized financial plans and maintain disciplined, long-term strategies. Beacon Financial Planning also operates a specialized pension consulting division for employer-sponsored retirement plans.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.25% |
| $1.0M - $2.0M | 0.75% |
| $2M+ | 0.50% |
Fees are negotiable and the firm reserves the right to increase or decrease the fee rate based on portfolio size, complexity, and other business considerations.