Lighthouse Financial Advisors, Inc. offers holistic wealth management and financial planning services, including retirement planning, tax planning, tax preparation, estate planning reviews, risk management, and investment advisory services. The firm primarily serves individuals, high-net-worth individuals, and charitable organizations. Lighthouse tailors its approach to each client, establishing customized investment objectives and generally allocating assets among mutual funds, exchange-traded funds, individual equities, and bonds. The firm operates on a fixed, fee-only basis for its wealth management services and also provides targeted financial review sessions and retirement plan consulting for self-directed retirement plans.
Fee Structure
Lighthouse Financial Advisors charges an annual fee for wealth management services that covers both ongoing financial planning and investment management. The fee is based on various factors such as the scope and complexity of your situation, the amount of your portfolio, and future earning capacity.
- The annual fee for the first year typically ranges between $6,000 and $60,000, billed quarterly in advance.
- For future years, the fee may be reduced at the firm's discretion, subject to a minimum annual fee of $6,000.
- Fees will not exceed 2% of the value of your portfolio under the firm's advisement.