Money Matters, Inc. is a family-owned registered investment advisor based in Minnetonka, Minnesota, providing personalized financial advice and investment management since 1998. The registered investment advisor focuses on integrating investment strategies with tax planning and preparation, serving active and retired professionals, executives, small business owners, real estate investors, and their trusts. Money Matters emphasizes a close, one-on-one professional relationship with experienced advisors who understand each client's unique goals, family situation, and mindset. Services cover retirement planning, wealth accumulation, education savings, intergenerational wealth transfer, and small business financial consulting. Money Matters operates strictly on a fee-only model, meaning they do not sell financial products or accept commissions or referral fees, ensuring their advice remains objective. Investment portfolios are held independently at Charles Schwab & Co., Inc. and are managed on a non-discretionary basis, requiring client approval before executing trades. In addition to investment management, Money Matters prepares tax returns for the vast majority of clients to ensure a cohesive financial and tax strategy.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.20% |
| $500K - $1.0M | 0.80% |
| $1.0M - $1.5M | 0.70% |
| $1.5M - $2.0M | 0.50% |
| $2.0M - $2.5M | 0.40% |
| $2.5M+ | 0.40% |
Fees for assets over $2,500,000 are negotiable. Minimum fees may apply if accounts fall below the $500,000 minimum.
