Livingston and Associates offers comprehensive wealth management, financial planning, and asset protection strategies designed to help clients reach their financial goals. Founded in 2001 and led by Gregory J. Livingston, the firm utilizes a passive management approach to oversee investment portfolios while eliminating emotional decision-making. Livingston and Associates collaborates with strategic partners—including custodians, accountants, and attorneys—to provide a holistic approach that covers retirement planning, asset allocation, education savings, tax strategies, estate conservation, and risk management. All investment accounts are managed on a non-discretionary basis, meaning clients must approve all trades before they are executed. The firm primarily serves individuals, including high-net-worth clients, and requires a minimum investment of $1,000,000 for its primary Charles Schwab platform, though hourly consulting is available for clients below this threshold.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 2.00% |
The annual fee is approximately 2.00% or $2,000 per quarter, whichever is higher. The percentage is negotiable based on portfolio composition and special circumstances.