Harbour Wealth Partners offers personalized financial planning, business advisory services, and personal chief financial officer services to individuals, families, and business entities. The firm focuses on long-term financial strategies, helping clients evaluate their cash needs, investment objectives, tax status, and risk tolerance. Services may cover investments, insurance, taxes, estate planning, and special needs considerations. Harbour Wealth Partners does not directly manage investment portfolios on a discretionary or non-discretionary basis as part of its core advisory services. Instead, the firm operates as an advice-only and planning firm, though its team members also act as registered representatives and investment advisor representatives of LPL Financial, through which clients can separately execute brokerage transactions, purchase insurance, or set up asset-based investment management. Harbour Wealth Partners charges hourly rates ranging from $40 to $290 depending on the staff member, with project minimums starting at $300 for personal planning and $400 for business services, alongside flat annual fees for ongoing personal chief financial officer services.
Fee Structure
Harbour Wealth Partners offers ongoing Personal CFO Services billed as a flat annual fee (paid quarterly) and/or hourly fees. The annual fee depends on the services chosen and includes features such as:
- Subscription to a personal financial dashboard
- Electronic vaulting for important documents
- Twice-yearly communication and consultation with your tax preparer, including electronic delivery of tax documents
- Annual confirmation of asset titling and beneficiary designations, along with communication with your estate planning attorney when appropriate
Projects and ongoing arrangements are defined in an annual engagement agreement.
- Personal Advisory Services — Hourly fees with a minimum of $300, estimated in advance based on the scope of your financial plan covering investments, insurance, taxes, and estate planning
- Business Advisory Services — Hourly fees with a minimum of $400, estimated in advance based on the scope of business planning
- Hourly consulting — Ranging from $40/hour for administrative staff up to $150/hour for investment advisor representatives Antenielle Bell and Ross Welch, and $290/hour for President Eric Welch