Third Act Retirement Planning is a registered investment advisor based in Marietta, Georgia, offering personalized investment management, financial planning, estate planning consulting, and insurance services. Founded in 2000 and led by Thomas G. Cloud, the firm specializes in helping clients navigate retirement with tailored strategies. Third Act Retirement Planning builds custom investment portfolios or uses model portfolios, maintaining authority to make trades on your behalf. In addition to individual wealth management, Third Act Retirement Planning provides retirement plan consulting services to employer plan sponsors, assisting with investment options, asset allocation, and plan structure. The firm primarily recommends equities, bonds, mutual funds, and exchange-traded funds, utilizing technical and fundamental analysis alongside modern portfolio theory. Third Act Retirement Planning emphasizes a holistic approach to address both present resources and long-term financial goals.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.00% |
General minimum account size is $500,000, which may be waived or lowered at the firm's discretion. Billed quarterly in arrears. An administrative fee of $5 per quarter also applies.
