Wealth Management Services provides personalized financial planning and investment management for individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm acts as a registered investment advisor and is strictly fee-only, meaning they do not sell commission-based products like insurance or annuities and do not accept finder's fees. Investment advice is provided alongside comprehensive financial planning covering cash flow management, tax planning, insurance reviews, education funding, retirement planning, and estate planning. Wealth Management Services uses a strategic asset allocation approach with a core and satellite strategy, primarily investing client assets in no-load or low-load mutual funds, exchange-traded funds, individual stocks, and bonds through discount brokerages such as Charles Schwab & Company. Clients maintain asset control through qualified custodians, and Wealth Management Services executes trades using limited power of attorney.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1M+ | 1.00% |
Fee is 1.00% on the first $1,000,000 and negotiable on amounts above $1,000,000. Minimum annual fee is $1,500 and is negotiable.