Johnson Wealth Management is a fee-only registered investment advisor founded in 2002, located in Grand Forks, North Dakota. The firm offers personalized financial planning and investment management services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. Johnson Wealth Management focuses on Modern Portfolio Theory, utilizing low-cost, passively managed index and exchange-traded funds for global diversification. The advisory approach integrates ongoing financial planning and portfolio management, with the client maintaining ultimate control of asset custody. The firm does not sell commissioned financial products, annuities, or insurance, ensuring advice remains free from product sales conflicts. Services include retirement planning, tax strategies, cash flow management, estate planning, and education funding.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.0M | 0.75% |
| $2.0M - $5.0M | 0.45% |
| $5M+ | 0.30% |
Qualified retirement plans are charged 0.75% on the first $1,000,000 and 0.50% on assets above $1,000,000. Fees are negotiable.