MainStreet Financial Planning is a fee-only advisory firm that focuses exclusively on providing financial planning, investment consultations, and non-securities advice without selling products or managing money directly. Founded in 2002 and owned by Anna Sergunina since 2014, the firm operates as a fiduciary, legally required to put client interests first. MainStreet Financial Planning offers comprehensive ongoing packages, one-time financial plans, and targeted hourly consultations covering cash flow, debt management, retirement planning, tax strategies, estate planning, and insurance reviews. The firm serves individuals, families, and business owners, utilizing passive index-based investment strategies while leaving clients with absolute control over trade implementation.
Fee Structure
MainStreet Financial Planning offers ongoing planning and navigation support packages:
- Money Roadmap Navigator (Couples/Families) — Year 1 total is $5,900, requiring a $2,500 initial deposit plus $309 per month for 11 months, and $309 per month in Year 2 and beyond.
- Money Roadmap Navigator (Individuals) — Year 1 total is $4,850, requiring a $2,200 initial deposit plus $241 per month for 11 months, and $241 per month in Year 2 and beyond.
- Navigation Support Program (Couples/Families) — $3,400 per year for clients who previously completed a one-time plan.
- Navigation Support Program (Individuals) — $2,650 per year for clients who previously completed a one-time plan.
- Comprehensive financial plan (One-time, Couples/Families) — $6,650, covering cash flow, retirement, investments, insurance, tax, and estate strategies
- Comprehensive financial plan (One-time, Individuals) — $5,450, covering cash flow, retirement, investments, insurance, tax, and estate strategies
- Hourly consulting (Money Pit Stop) — $450 per hour for specific topic-specific help such as real estate, college planning, or portfolio reviews
