CRA Financial Services is a wealth management firm offering investment management, financial planning, and consulting services. Founded in 2000, CRA Financial Services builds portfolios using Modern Portfolio Theory, primarily allocating client assets among mutual funds, exchange-traded funds, individual securities, real estate investment trusts, and independent managers. The firm tailors its advisory services to individual goals, risk tolerance, and time horizons, operating on both a discretionary and non-discretionary basis. In addition to core investment management, CRA Financial Services provides guidance on tax, estate, and insurance planning, often including financial planning services alongside investment management. The firm also assists clients with retirement plan consulting, cash management accounts, and specialized strategies like socially responsible investing or alternative investments when appropriate. CRA Financial Services recommends custodians such as Fidelity and Charles Schwab for holding client accounts.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.00% |
Annual fees generally range between 0.75% and 1.00% depending on the market value of assets under management, complexity, and negotiations.