Botamer Financial is a registered investment advisor based in State College, Pennsylvania, owned and operated by Christopher C. Botamer. The firm offers comprehensive financial planning and investment management services on a fee-only basis, meaning no commissions are received from financial product sales. Investment management services focus on asset allocation, primarily utilizing mutual funds, exchange-traded funds, and index funds, with portfolio monitoring and periodic rebalancing. Clients retain control, as Botamer Financial operates on a non-discretionary basis requiring client permission for trades. Comprehensive financial planning covers retirement planning, estate planning, charitable giving, education planning, and insurance monitoring. The firm also assists small businesses with qualified retirement plans and works with clients experiencing life transitions such as divorce or the death of a spouse. Botamer Financial emphasizes a personalized approach with regular progress reviews to help clients achieve their short- and long-term financial goals.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.5M | 1.00% |
| $2.5M - $5.0M | 0.75% |
| $5M+ | 0.50% |
Fees are negotiable. Assets held away through the Pontera Order Management System are billed an additional annual fee of 0.25%.