Diversified Consumer Planning is an investment advisory firm owned and managed by Dennis Earl Crawford. The firm provides ongoing portfolio management services to individual clients, focusing on active investment strategies using open-ended no-load or load-waived mutual funds. Diversified Consumer Planning evaluates investments using technical and fundamental analysis, Modern Portfolio Theory, and third-party research to construct diversified portfolios tailored to each client's specific goals, risk tolerance, and time horizon. The firm operates with a strong emphasis on capital preservation and active monitoring, utilizing stop-loss strategies and trend following to navigate market changes. Clients can place restrictions on the types of securities or funds held in their accounts. The firm is legally required to act in your best interest at all times.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $50K | 1.50% |
| $50K - $150K | 1.25% |
| $150K - $450K | 1.00% |
| $450K - $950K | 0.75% |
| $950K - $1.9M | 0.50% |
| $1.9M - $7.0M | 0.35% |
| $7M+ | 0.25% |
Fees are subject to negotiation. Billed in advance quarterly, or annually if the total annual fee is $500 or less.