Palmerton Financial Services is an independent registered investment advisor owned and operated by Frederick E. Palmerton. The firm specializes in supervisory management of individual investment portfolios, primarily focusing on common equities and convertible securities. Palmerton Financial Services employs a long-term fundamental analysis approach, typically holding a concentrated list of 50 to 60 large companies and institutions, aiming to navigate market competitiveness and mitigate risks. Client accounts are held at Charles Schwab & Co., Inc. and are managed on a discretionary basis, tailored to individual risk tolerances, cash requirements, and restrictions. While the firm's primary offering is investment management, it occasionally provides financial analysis and advice that does not involve security investments. Palmerton Financial Services serves individual investors, corporations, and non-profit organizations, maintaining a personalized relationship with clients and providing quarterly performance reviews, invoices, and market outlook notes.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.00% |
| $500K - $1.0M | 0.75% |
| $1M+ | 0.63% |
A 5% discount applies if fees are paid via direct account deduction. Fees are waived for accounts under $10,000. Fees may be waived at the manager's discretion during personal hardships.