Cornerstone Investment Management and Consulting,llc

Cornerstone Investment Management & Consulting is an independent, privately owned investment firm based in Daphne, Alabama, founded in 2003 by Chartered Financial Analysts Mark E. Davidson and Scott M. Koser. The firm acts as a legal fiduciary, offering both discretionary and non-discretionary investment management, along with hourly investment consulting services. Cornerstone builds custom portfolios using a mix of macroeconomic research, thematic analysis, and security selection, catering to individuals, trusts, foundations, and endowments. The firm manages a broad range of asset allocations, from conservative income strategies to aggressive growth strategies that utilize leveraged exchange-traded funds. Cornerstone does not offer financial planning as a bundled ongoing service, focusing primarily on portfolio management and project-based hourly consulting.