Saratoga Investment Solutions is a registered investment advisor located in Saratoga Springs, New York, offering comprehensive financial life planning and investment management. The firm specializes in retirement planning, income distribution, estate planning, and elder care planning. Saratoga Investment Solutions operates strictly as a fee-only practice, meaning they do not sell commissionable products or accept referral fees, and they are legally required to act in your best interest. Investment management is provided on a non-discretionary basis, meaning they make recommendations but require your approval before executing trades. Clients can work with Saratoga Investment Solutions through annual retainers that combine investment supervision and ongoing financial planning, or on an hourly basis for consulting and specific planning projects.
Fee Structure
Saratoga Investment Solutions charges for investment management through an annual retainer that combines investment supervisory services and ongoing financial planning. The retainer fee is based on the estimated number of hours required to provide your needed services for the year, taking into account factors such as your portfolio style, account complexity, and financial planning needs. The annual retainer is split into four equal quarterly payments. Alternatively, consulting clients receiving portfolio management services are charged on an hourly basis.
